My Little Log Book

The Insurance Industry promises many things. All those delightful, costly, lengthy insurance commercials promise you the best of education, terrific pensions that takes care of the world tour, lovely sea-front mansions, huge cars, etc etc. And they all make you believe just taking an insurance would get you those! You know where the money for all these ads come from? Of course your auto insurance quote, your life insurance quote and all the terrific insurance quotes you get and the many policies you have taken! Know what, you may not really need more insurance (i mean risk coverage by that, not investments, though insurance companies tend to mix both and absolutely misconfuddle you!). But would your agent take that. No. You will be convinced and then convinced some more that you absolutely need that policy. So how do you get rid of these pesky perseverent species? Here are some surefire ways to keep them away. - Tell them you are at the hospital, and could they please come over with th...

Wedding anniversary gifts started with the idea of putting a value on each year of marriage completed. So if it is a challenge for you to come up with a wedding anniversary gift every year, the work is already cut out for you by tradition! What's really interesting is that there is a specific gift associated with each marriage anniversary. While each of us know the traditional anniversaries, silver, golden, diamond, etc, each of these commodity is actually the gift that the man bestows on his wife. A silver garland for 25 years, a gold ornament for 50 years is the idea. At the lower end of the wedding spectrum, one year of marriage deserves a gift of paper and five years qualifies for wood. Its older the better, like wine! Traditional wedding anniversaries gifting started in Central Europe anound mid 19th century. There was a specific gift associated upto fifth anniversary and then every five years. The American National Retail Jeweller Association in all its smartness issued a...

Socially Responsible, "Green" Mutual Funds or simply "Do Good" Mutual Funds seem to have caught the popular imagination. With everyone from Al Gore to top companies "doing good" to save the World, Md. Yunus winning the nobel prize for his work in micro-credit, being ""socially reponsible" while catering to investment needs has gone mainstream. While previously preferred only by a few, they have entered the social consciousness of an average investor. So what is a "socially responsible" fund? In a nutshell, its a scheme of a mutual fund that invests only in companies based on their social ethics, the environment policies followed by them, their corporate governance and business ethics. These schemes are researched and rated on the above basis and then their balance sheet and market performance is taken into account. Maybe the investor will get 5% or so lower return than the best diversified fund but the satisfaction will be there t...

A Gormagon according to Francis Grose is a six eyed monster with three mouths, four arms, eight legs, five on one side and three on the other. Does it remind you of any one? ...just remove the word monster...then with six eyes, four arms, eight legs....what does Indian mythology have? Indian mythology is full of such Gormagons...Only one of them has been likened to a monster (Ravana)...but he too was a "bidwan" (highly educated) and a Super King. Most Gormagons in Hindu mythology have been Gods. Ravana had 10 heads and twenty arms (5 parasitic twins???) No wonder he could think ten times better and was revered and feared in equal measure. And who conquered him? Rama, the lord with ten avataars... who originally is the four armed Vishnu! The for arms holding the "sankha" (conch), chakra (a revolving wheel made to measure), gada (mace), padma (lotus). Then there is the three headed Brahma too (with six eyes)...and Durga with ten hands and three eyes. Shiva as Natraj h...

Pattaya is the original "city of sin" though the Thai Govt. is trying hard to conceal the fact behind crocodile parks, elephant villages, coral islands and Ripleys museums! I mean in which other city would you find "working girls" openly accosting and soliciting single males at every roadside, beach side stall, pub, beach chairs, benches! The most amazing thing about Thailand holidays and Pattaya hotels is how they have made tourism work so efficiently with minimal knowledge of English! I just returned from a few days trip to Thailand, and Pattaya obviously was part of the itinerary. Every travel agent during holidays in Thailand suggests Pattaya because its cheap, it has the sea and it has attractions of such exotic and erotic variety. The trip to Pattaya was an eye opener to say the least. One couldn't help but enjoy the unprohibited show and the accompanying joie de vivre! Go-go bars on the street with open entrances (you can watch those svelte pole dance...

This article's not for you if are serious about losing weight! This is for all out there like me who know all about the weight loss diets, who find out all they can about losing weight, low carb diets, check out all diet programs, participate in all diet plans, with absolutely no hope or intention to minimize those pounds! For us its not really extra weight, its "the ideal weight!" I am going to talk about what people are looking for in a diet...not what they really need to lose those ungainly bulges! These two things are as different as apples and oranges as you will see! What you really need - a strict diet! have a look a the flat belly diet and all the other diet plans out there... - a strict diet- no impulse icecream, pastries, patties, burgers, lards, fried chicken, fried anything, restaurant food, creams, mid morning, mid evening, mid day snacks - a strict diet - refuse that extra drink, dessert at your friend's... you might have noticed those trimmed figures al...

This article's not for you if are serious about losing weight! This is for all out there like me who know all about the weight loss diets, who find out all they can about losing weight, low carb diets, check out all diet programs, participate in all diet plans, with absolutely no hope or intention to minimize those pounds! For us its not really extra weight, its "the ideal weight!" I am going to talk about what people are looking for in a diet...not what they really need to lose those ungainly bulges! These two things are as different as apples and oranges as you will see! What you really need - a strict diet! have a look a the flat belly diet and all the other diet plans out there - a strict diet- no impulse icecream, pastries, patties, burgers, lards, fried chicken, fried anything, restaurant food, creams, mid morning, mid evening, mid day snacks - a strict diet - refuse that extra drink, dessert at your friend's... you might have noticed those trimmed figures...